Invoice Factoring Cost Calculator

Enter your outstanding invoice value, advance rate, and weekly factor fee to see your immediate cash advance and final rebate once your client pays.

Total Invoice Value ($)

Advance Rate (%)

Factor Fee per Week (%)

Estimated Weeks Until Client Pays

How invoice factoring works

You sell your unpaid invoices to a factoring company at a discount. They advance you a percentage (typically 80–90%) immediately, then collect from your client. Once paid, they remit the remaining balance minus their fee. It's a fast way to unlock cash tied up in receivables without taking on debt.

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